I thought it was a road accident

I just wrote something about getting our motorbike insured the last day,yesterday imagined how shocked I was when hubby came to pick me up at the office with a big bruised and cut in his right arm. My initial reaction was he had an accident along the way. As I was preparing my self for the accident story, he then told me that it was not a road accident but yes it was because of the motorbike. I took a sigh of relief. I think I should get him an insurance now, a life insurance or health insurance or whatever it is that would help us if something bad happen which I hope and pray not.